The monthly payout recap

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Data updated 4 Nov 2026

HonestPayouts / Cashback & bonuses

Cashback & bonuses

Checked 4 Nov 2026

Cashback & sign-up bonuses

Current UK refer-a-friend and switch offers with the conditions that matter. Offers change often — always check the source.

Always check the source: offers are taken from the providers’ own terms (linked on each card). Dates and conditions change.

TopCashback

Cashback

You get

£10 sign-up bonus

Referrer gets

£25 (Plus) / £20 (Classic)

New member earns £10 cashback within 180 days; campaign 31 Oct–9 Nov 2026

Source & link
topcashback.co.uk

Quidco

Cashback

You get

£10 bonus

Referrer gets

£25 (as reported; Basic may be less)

Earn £5 confirmed cashback; max 10 referrals / 12 months

Source & link

Rakuten

Cashback

You get

£25

Referrer gets

£25

Spend £50 (ex VAT) on cashback purchases within 90 days; Amazon & gift cards excluded

Source & link

Chip

Savings

You get

£50

Referrer gets

£50

Deposit £1,000 and hold 90 days, within 120 days

Source & link

Chase UK

Banking

You get

£50 rewards balance

Referrer gets

£50 rewards balance

First Chase account, single-use code, pay in £1,000 within 30 days

Source & link

Lloyds Bank

Banking

You get

£30

Referrer gets

£30

Open sole Lloyds current account in app within 14 days of link

Source & link

HSBC (switch offer)

Bank switch

You get

£220

Referrer gets

n/a

CASS switch with 2 direct debits, deposit £2,000, spend £500 within 60 days

Source & link

Offers are taken from the providers’ own terms (linked on each card). Check the source before signing up — dates and conditions change.

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